Products

We offer a wide range of insurance policies ranging from GAP, Excess, Tyre, Alloy Wheel, Key, Scratch and Dent. All designed to offer protection for individual circumstances.

 

Guaranteed Asset Protection.

 

Transferable Return to Invoice +

In the event of the vehicle being declared a total loss, this insurance pays the difference between the motor insurers settlement and the purchase price paid for your vehicle.

Transferable Vehicle Replacement +

In the event of the vehicle being declared a total loss, this insurance will pay the difference between the motor insurers settlement and the cost of a replacement vehicle matching the original vehicle specification.

 

RTI and VRI packages include the following:

Period of Cover Available                                       1-5 Years

Maximum Claim Limit                                           £30,000

Maximum Vehicle Purchase Price                       £75,000

Policy purchase times                                             Within 180 days

Guaranteed Claims Settlement Period                14 Days

Transferable to next vehicle                                     YES

Covers ALL Manufacturer fitted extras               YES
Covers All Named Drivers                                      YES
Covers theft with use of keys                                 YES
Cover Insurance Excess up to £250                     YES

 

 

Finance & Contract Hire GAP Insurance Protection

In the event of the vehicle being declared a Total Loss, our Finance Gap insurance and Contract Hire Gap Insurance will pay the difference between the outstanding finance balance and the motor insurers settlement.

 This policy offers:

            Period of Cover Available                                       1-5 Years

Maximum Claim Limit                                           £25,000

Maximum Vehicle Purchase Price                       £75,000

Policy purchase times                                             Anytime

Guaranteed Claims Settlement Period                14 Days

Transferable to next vehicle                                   No

Covers ALL Manufacturer fitted extras                YES
Covers All Named Drivers                                      YES
Covers theft with use of keys                                 YES
Cover Insurance Excess up to £250                     YES

 

Additional Policies

We have a range of additional policies which can to be utilised in conjunction with GAP policies. They have been specifically tailored to provide peace of mind motoring and protect the customer from unexpected costs.

 

 

Tyre Insurance

Covers the cost of either a puncture repair or a tyre replacement to include run flat tyres and winter tyres.

Scratch and Dent Insurance 

Covers repairs to your vehicle in the event of accidental damage to the bodywork made by stone chips, key scratches etc and includes bumper repairs for dents and scuffs on painted or textured finish.

Alloy Wheel Insurance

Covers the cost of repairs to the painted finish of alloy wheels resulting from accidental damage.

Key Insurance

In the event that the keys are lost, stolen or broken, Key Insurance will pay locksmith charges for new locks and keys. Covers immobiliser reprogram or replacement. If stranded then car hire is available for up to 3 days and onward transport costs.

 

Excess

Excess policies (annual renewal):

 

Motor excess                                    Cover limits £250 - £2000

Motor and Car Hire excess           Cover limits £250 - £2000 (car hire worldwide)

Buildings and Contents Excess    Cover limits £250 - £2000

Life Style Excess                              Cover limits £250 - £2000 (multiple cover).

Contact us

Motor Gap Limited

Hawkstone House

Valley Road

Hebden Bridge

HX7 7BL

New, Free, Driveaway GAP Insurance!

Complimentary Gap Insurance is Free driveaway cover which lasts 14 days from the start date.  This insurance can be offered free of charge with a claim limit of £5,000.

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© Motor Gap Ltd 2015